A team of financial advisors can conduct a thorough assessment of your current financial situation, including income, assets, debts, and expenses. They can help you identify opportunities for growth and develop a personalized investment strategy tailored to your goals.

Investing involves risks, and it's essential to balance potential returns with your risk tolerance and time horizon. Your team can help you understand different investment options, from conservative to more aggressive, and develop a diversified portfolio that aligns with your risk profile while maximizing growth potential.

 Minimizing taxes is essential to maximizing the value of your investments and estate. Your team can help you implement tax-efficient investment strategies, such as utilizing tax-advantaged accounts, tax-loss harvesting, and estate planning techniques like trusts and gifting strategies.

Establishing a special needs trust is a critical component of estate planning for a child with exceptionalities. This trust can help ensure that your child's inheritance is managed and distributed appropriately to supplement government benefits like ODSP without jeopardizing eligibility. Your team can assist you in setting up and funding the trust and selecting a trustworthy trustee to oversee its administration.

 Financial markets and personal circumstances change over time, so it's essential to regularly review and adjust your investment and estate plan accordingly. Your team can provide ongoing monitoring and guidance, making recommendations to adapt your strategy as needed to stay on track toward your goals.

A knowledgeable team will not only provide guidance but also educate and empower you to make informed decisions about your investments and estate plan. They can explain complex financial concepts in clear terms, answer your questions, and involve you in the decision-making process every step of the way.